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Step 1 of 5

Step 1

Basic information

Tell us who you are. We send your estimate here.

Full name *

Required

Company name *

Required

Email *

Enter a valid email

Phone number *

Required

Referred by *

Required

Step 4

Building & infrastructure

About the physical building. Carriers price on these.

Occupancy type *

Required

Year built *

Required

Square footage *

Required

Number of rooms *

Required

Number of buildings *

Required

Number of stories per building *

Please enter as "Building 1 - 2 stories + Building 2 - 4 stories"

Required

Construction type *

Required

Roof type *

Required

Any roof updates in 10 years *

Required

Roof year installed *

Approximate year is fine.

Required

Any HVAC updates in 10 years *

Required

Any plumbing updates in 10 years *

Required

Any electrical updates in 10 years *

Required

Wiring type *

Required

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Your estimated premium with us

Total including Taxes and Other Fees.

This price is subject to loss runs and includes the deductible buy-down from HOC.

LOSS RUNS MUST BE SUBMITTED FOR APPROVAL

On an avg. our partners pays 50% less premium

40% premium will be withdrawn upon the signing/submission of the application to the underwriter after initial review by the agent.
The Application is subject to an underwriting process, which may take between 2-4 weeks.
Application ratings and premium may change based on the underwriting results/findings.

* This estimate is based on preliminary insured values provided. Final pricing may vary and is subject to underwriting review and approval.

Your deductibles this year

Property $50,000 · General Liability $12,500

This is the change most owners asked us for.

Your next step is one document

The only thing standing between this estimate and a real quote is your loss runs, your claims history from your current carrier. We need the last five years. If you bought the property more recently, send them from the day you bought it.

Send your loss runs I do not have them yet

Talk it through

Book 30 minutes with Mohnish to walk through your number and the program.

Join us now

What happens next

Send your loss runs. Upload them, or give us a policy number and we request them from your carrier.
Underwriting. Reliance RAMS reviews your file. This typically takes two to four weeks.
Your block placement. You get a final, firm quote. No obligation until you accept it.

The HOC team has your details and will be in touch. Questions? Call 732.319.9976.

Basic information

Business address

Property detail

Building & infrastructure

Safety & amenities

Your estimated premium with us

Your deductibles this year

Your next step is one document

Talk it through

What happens next