Mid-scale American hotel exterior at golden hour
Built by owners, for owners

One community. One portal for every hotel you own.

Join a growing community of independent hotel owners leveraging collective power to reduce costs, access exclusive insurance, and advocate for smarter hospitality policy.

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A community of owners
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Collective buying power
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Insurance as a block
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Advocacy that has your back
How the program works

From quote to a lower premium, in four steps

Hotel owner handing over insurance paperwork to an advisor
One document away

Your loss runs are the only thing between an estimate and a real quote.

Your claims history from your current carrier. Five years if you have it, three is fine. Send it and underwriting takes two to four weeks.

Get your estimate arrow_forward
Buying power

One block of properties, not a hundred individual owners.

Independent hotels have little bargaining power alone. As a group we negotiate the rates, terms and coverage usually reserved for the largest chains.

From insurance premiums to FF&E procurement, the scale of the community is the leverage.

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Hotel owner reviewing a certificate of insurance with an advisor

Claims handled with you

When something happens you tell us first. We are your first line of defence before anything reaches the carrier, so a small incident does not become a record.

Hotel owner at a desk reviewing renewal documents

Renewals that do not surprise you

Your renewal dates, premiums and documents live in one place. We track them so you are never caught out by a deadline or a price jump.

Programs

The Owner's Competitive Edge

HOC leverages the collective scale of thousands of properties to unlock deals usually reserved for global chains.

Hotel insurance documents and a handshake with an advisor
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Master Insurance

We negotiate as a block of properties, not as individual owners. Exclusive GL and Property rates with simplified claims management built for hoteliers.

Insurance program powered by Reliance.

Hotel procurement and group buying in a supply area
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GPO Savings

Deep discounts on FF&E, OS&E, and energy contracts through our national procurement network.

Hotel owner reading online reviews on a laptop
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Reputation Suite

AI-driven tools to monitor reviews across OTA channels and automate professional responses.

Hotel back office with HR documents and a computer
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HR & Compliance

Standardized employee handbooks, labor law updates, and automated payroll integration tools.

Two hotel owners discussing a property transaction
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Direct Brokerage

A private marketplace for buying and selling hotels with zero commission for members.

Hotel owners meeting at a regional chapter gathering
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Local Chapters

Connect with owners in your city to discuss regional legislation and labor market trends.

The HOC Portal

Manage your portfolio in one place.

Access documents, track program savings, and file insurance claims from a unified dashboard that works across all your properties.

  • check_circle Real-time saving analytics
  • check_circle Centralized vendor management
  • check_circle One-click claim filing
Open the portal arrow_forward
The real HOC member dashboard showing policies, savings and the property overview

A live view of the member dashboard. Member names and figures are blurred here for privacy.

Hotel owner checking the HOC dashboard on a phone in a lobby
Indian-American hotel owner in a hotel lobby Hotel owners gathered at a community meetup
Community

Owners helping owners.

HOC is a community of independent hotel owners who share what works. Regional chapters, an events calendar, and conversations owner to owner.

See the community arrow_forward
ADVOCACY

We fight for the owner, not the brand.

Our advocacy team works directly with lawmakers to protect independent hoteliers from unfair brand mandates, skyrocketing OTA fees, and restrictive labor laws.

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We track and weigh in on the bills that affect owners

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Direct conversations with regulators

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Real lobbying weight behind independent owners

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Always aligned with owner interests

HOC Membership

Two ways to join HOC.

Start free as an individual owner, or step up to Portfolio Pro when you run more than one property.

Individual Owner
Free

Free for every hotel owner, forever.

  • check Your own perpetual Member ID
  • check Member dashboard
  • check Insurance quotes and proposals
  • check Add your spouse, family and staff
  • check Industry events calendar
  • check Resource library
Join free
Most complete
Portfolio Pro
$2,000 / year

Billed per property

For multi-hotel owners and management groups.

  • check Everything in Individual Owner
  • check Full HOC insurance program
  • check Dedicated legal counsel
  • check Third-party administrator (TPA)
  • check Complimentary real estate advisory
Get Portfolio Pro

Trusted by owners of properties including

Hilton Marriott Wyndham Best Western Choice Hotels

Ready to take control of your asset?

Join the owners who have stopped operating in isolation and started winning together.

Stay on the list

Rate changes, renewal deadlines, and what other owners are doing about them. No noise.