Membership that works for the owner.
Free for every hotel owner, for life. Your own Member ID, a dashboard for every property, and a group that negotiates like a chain.
Everything you need from day one.
- Your own perpetual Member ID
- Member dashboard for every property
- Insurance quotes and proposals
- Add your spouse, family and staff
- Renewal dates and documents in one place
- The HOC assistant, free for members
You only pay for insurance once the program places your property in the block.
Your family and team
Add your spouse, your GM and your staff to one account, each with the access they need.
Every property you own
One login for the whole portfolio. Policies and documents sit under the right hotel.
The insurance program
Get a quote in minutes, then a real submission to the carrier as part of the block.

Built by owners, for owners.
When members share their experience, in their own words and with their names attached, those stories go here. Until then we will not publish invented quotes or figures.
Frequently asked questions.
Who can join HOC?
Any individual or company with an ownership stake in one or more hotels in the United States.
What does membership cost?
Nothing. Membership is free for every owner. If you join the insurance program, you pay your premium for the coverage placed on your property.
Is membership tied to me or to my hotel?
To you. Your Member ID stays with you for life, and you can add every property you own to the same account.
Can my family and staff use the portal?
Yes. Add your spouse, family members, general managers and staff, each with access to the properties you choose.
How do I get an insurance quote?
Start on the free quote page. It takes about four minutes. A real quote follows once we have your loss runs.
Join the owners who stopped going it alone.
Free, for every hotel owner.